Minnesota
What to do today
If you have a shutoff notice, the date on it is the one that matters. These steps work best in this order.
- Call your utility before the date on your notice
Ask for a payment plan or a deferred payment arrangement. Most states require your utility to offer one, and asking before the date is what keeps your service on. The number is on your bill.
- Apply for energy assistance
LIHEAP helps with utility bills and does not have to be paid back. Call the national referral line on 1-866-674-6327 weekdays 9am to 7pm Eastern, or visit energyhelp.us.
- Dial 211 for local help
211 is free and connects you to local funds for utilities, rent and food. Some local agencies can pay a utility directly to stop a shutoff.
- Ask about medical certification
Minnesota recognises medical protections. If anyone in your home has a serious illness or relies on powered medical equipment, a note from a doctor can delay a shutoff. Ask your utility for the form today, because it usually has to be back within days.
- Contact the regulator if your utility will not work with you
mn.gov handles complaints against regulated utilities in Minnesota. Filing one can pause a disconnection while it is looked at.
Electric Shutoff Rules
Major Utilities
Xcel Energy (Northern States Power)
Minneapolis–Saint Paul metro area and much of central and western Minnesota
Minnesota Energy Assistance Program (LIHEAP/EAP); POWER On Program; Gas Affordability Program; HeatShare (Salvation Army); Medical Affordability Program
Minnesota Power (ALLETE)
Northeastern Minnesota including Duluth, Iron Range, and Arrowhead region
Minnesota Energy Assistance Program (LIHEAP/EAP); CARE Program; Energy Partners Program; HeatShare (Salvation Army)
Otter Tail Power Company
West-central Minnesota and eastern North Dakota (Alexandria, Fergus Falls, Bemidji areas)
Minnesota Energy Assistance Program (EAP/LIHEAP); Uplift Program; HeatShare (Salvation Army)
Gas Shutoff Rules
Major Utilities
CenterPoint Energy (formerly Minnegasco)
Minneapolis–Saint Paul metropolitan area and southern Minnesota natural gas distribution
Minnesota Energy Assistance Program (EAP/LIHEAP); Gas Affordability Program (payments capped at 6% of income); HeatShare (Salvation Army)
Minnesota Energy Resources Corporation
Greater Minnesota natural gas service — Rochester, Mankato, St. Cloud, and other outstate communities
Energy Assistance Program (EAP/LIHEAP — grants of $200–$1,400); Gas Affordability Program (GAP); HeatShare (Salvation Army); Medical Emergency Protection
Xcel Energy (Northern States Power) — Natural Gas
Minneapolis–Saint Paul metro area and much of central and western Minnesota (gas service)
Minnesota Energy Assistance Program (LIHEAP/EAP); Gas Affordability Program; HeatShare (Salvation Army); Medical Affordability Program
Water Shutoff Rules
Major Utilities
City of Minneapolis — Minneapolis Water Services
City of Minneapolis and portions of suburban communities
2-1-1 United Way utility bill assistance; Salvation Army emergency assistance; payment plans (612-673-5600)
Saint Paul Regional Water Services (SPRWS)
City of Saint Paul and approximately 10 surrounding suburban communities in Ramsey and Washington Counties
WaterWorks Program (up to $300 assistance via Community Action Partnership of Ramsey and Washington Counties); United Way 2-1-1; Salvation Army
Medical & Vulnerable Household Exemptions
Medical conditions provide additional protection beyond the Cold Weather Rule. If a household member's health or safety depends on uninterrupted service, utilities must accommodate before disconnecting.
Low-Income Protections
Minnesota Energy Assistance Program (EAP) / LIHEAP administered by MN Department of Commerce. Xcel Energy and other utilities offer Conservation Improvement Programs and low-income bill assistance. Cold Weather Rule income threshold provides strongest protection for lowest-income households.
Your State Regulator
Data last verified: 2026-09-21. Rules may change — verify with your state regulator.